<auto.line.of.business account.href='consumer.xml'> 
  <previous.coverage state.assigned='false' expiration='19980101' terminated.by.carrier='false'>
    <name>Car Guard Auto Insurance</name>
  </previous.coverage>
  <drivers> 
    <driver object.id='object:account3:0004' person.href='person.1.xml'>
      <license state='IL' year.licensed='1999'>B1231234</license>
      <experience year.started='1987' year.started.us='1985' driver.courses='true'/>
      <violations>
        <violation occured.on='19950101' source='dmv' type='racing'/>
      </violations>
    </driver>
  </drivers> 
  <vehicles> 
    <vehicle object.id='object:account3:0005' garaged='true' ownership='financed' annual.miles='15000' miles.on.vehicle='40000' cost.new='27000' value.present='11000' license.plate.number='456HGF'>
      <make.description symbol='1' vin='456456456' make='Honda' variant='4dr/sedan' model='Accord' year='1998'>Honda Accord Ex</make.description>
      <valued.equipment type='mag.wheels' value='333'/>
      <extra.equipment type='driver.airbag'/>
      <existing.damage estimated.value='2345'/>
      <vehicle.use type='personal' miles.one.way='1' number.of.days='1'/>
      <us.address object.id='object:account3:0006'>
        <street>10 Saturn Terrace</street>
        <city>Chicago</city>
        <state>IL</state>
        <zip main='60601' sub='6000'/> 
      </us.address>
    </vehicle>
  </vehicles> 
  <scenarios>
    <scenario.ref href='auto.scenario.1.xml'/>
  </scenarios> 
</auto.line.of.business>